Steps:
- Shop Online or In-Store
- Select Merchandise and Make Down Payment (Minimum of $100 or 20% of sale price)
- Make Payments Every Month (Minimum of $50 month)
- After Final Payment Pick up Merchandise (Must be paid off in 6 months)
**Layaway is ONLY available for in-store purchases at our South Dakota Stores.**
Are there any fees to Layaway?
We do not charge any fees to layaway your items as long as you make your monthly payments and where prohibited by state law.
How long is can I Layaway items?
You can Layaway your items for up to six months.
What are my payment options?
We require a minimum payment of $100 down or 20% of sale price. Payments must be made monthly at a rate of at least $50 a month. At the end of 6 months the full final balance is due.
How do I make payments?
You can make payments by visiting our store or by calling us with instructions on how to make payments via PayPal.
What if I miss my payment?
You have a 14-day grace period after your payment due date. After that time your contract is cancelled and your merchandise is returned to stock. A nonrefundable Service and Cancellation Fee will be applied unless restricted by state law. The Service and Cancellation Fee is $100 plus tax.
Can I cancel my Layaway?
Yes you can cancel your layaway contract. If under 15 days you will receive a full refund if over 15 days you will receive a refund of your payments minus the service and cancellation fees unless restricted by state law.
*Except where prohibited by law. Offer valid on purchases made in-store or by phone. All fees are nonrefundable after 15 days unless restricted by state law. A nonrefundable Service and Cancellation Fee of $50 will be applied unless restricted by state law for canceled orders after 15 days. Minimum payment of $50 and all layaways must be paid in full within 6 months with a minimum payment of $50 made each and every month on the date of original purchase. Exclusions do apply, see store for details.